We are the Tuckers – Kim and Don. We started kcmoHomeBuyer over 20 years ago and along the way, we were joined by our Son Scott. Plus we have a great team that we work with including our title company, our contractors, and a bunch of people that help us along the way.rnrnOur “About Us” page on our website will give you a much closer look at who we are and what we are about. Take a second to visit that page now so you can make our acquaintance. We have been in business for over 20 years, we are honest, and we think fairly nice people.

We Pay Cash For Houses in Kansas City and surrounding areas. The simple answer is that we buy in most locations and in any condition. We offer an alternative to the hassles of the traditional real estate agent listing. We offer options for those with less than perfect houses, those that are working on condensed timelines, or people who just want to avoid all the things that come with a traditional listing including the expenses of the commission and the hassle of people, inspections, and repairs.rnrnAnd because we are also licensed agents we can offer you more options than the average cash home buyer or even the average real estate agent.

Is A “We Buy Houses” Company Right For Me?

We are not desperate to sell our home in Kansas City, nor are we in a hurry! rnrnWhile we certainly do save time, we have found that the majority of sellers we have purchased houses in Kansas City from were not desperate to sell (at all). They were not trying to save themselves from foreclosure. Most of our sellers went with us simply because they just don’t want to deal with repairs, constant walk-throughs, or any hassle one experiences selling a house the traditional way. Some had already tried to work with a real estate agent and it didn’t work out.rnrnWe offer a great option to consider when you want to sell quickly or with ease because we buy houses in any condition, as-is, and we have the knowledge and the team to work through just about any circumstance. It doesn’t cost you anything for us to take a look and see how much we can offer for your home in KC. We can tell you if listing your house in the traditional manner would be a better choice. We offer all your options, completely free, without any obligation. You have everything to gain.

Will Cash Home Buyers List My House On The MLS?

Our intent is to buy your house in cash, rehab it (if there is any work that needs to be done), and sell it again at a profit. We have many solutions to buying your house, including seller financing, wholesaling, and of course buying it for cash. All this ensures you will get your house sold fast!rnrnBut because we are also licensed agents, and we have several vetted agent friends, we can offer you the MLS listing option when it better fits your needs. Sometimes that option will be with Scott our in-house agent and sometimes we will connect you with one of our very experienced top real estate agents.

How are you different from a real estate agent?

he average real estate agent will not actually buy your house. Agents will list and market your house on the Multiple Listing Service (MLS), in hopes a buyer will be interested. Agents charge commissions and fees. Listing your house in Kansas City with an agent means you pay closing costs, and title fees, and have to tolerate countless walkthroughs while the house is on the market which can sometimes be a long time.rnrnWe are just a small family team with the cash and connections to other cash buyers interested in buying houses to rehab them and put them back on the market for sale for a profit. We are cash buyers and investors. We are the ones actually buying your house. When we buy your house, you skip the entire hassle of the “agent” process and jump immediately to the offer and closing on the property you have for sale in Kansas City. When we buy your house, we cover the conventional expenses associated with selling a house like closing costs and inspections. And the most notable difference is that we do not charge you any fees or commissions when we buy your house. As mentioned, we skip the entire “agent” process.rnrnBut, if you find an agent and the whole listing process would be a better fit, even after the work, time, closing costs, and commissions, we are here to help.

How Does It All Work, How Can You Help?

Simply tell us a little bit about your house. We will use this information to complete a market analysis of your house that along with our notes from our walk-through, will be used to present you with an all cash offer. After you accept that offer, we take care of the rest of the short process, and you receive your money at closing.

What are My Obligations After I Talk to You?

There are no obligations, at all.rnrnWe understand that you have options. We know there are people out there eager to scam you, and eager to take advantage of you and your situation. To distinguish ourselves from those, we make sure you know there is no pressure, no obligation.rnrnYou truly and absolutely have nothing to lose. We make you an offer and if you accept the offer, great! You will get your cash quickly. If you do not accept the offer we will do our best to guide you in the right direction.

Do I Need To Clean My House Before I Move Out?

Not only do you not need to clean your house before you move out, but you also don’t even need to straighten it up before we come to look at it. Don’t worry about anything. We’ve seen way worse.rnrnJust take whatever it is you want to take and leave the rest. Food in the fridge, been there. Clothes on the floor, done that. Assorted furniture, the charities we donate to love furniture. Heck, we’ve cleaned out all sorts of things, including a frozen turkey and even a 65 Mustang. Believe me when we say, we have seen it all. So why not make things easier and just take what you don’t want to part with and let us deal with the rest? If we find anything we think you didn’t mean to leave behind, we’ll reach out and let you know.

What if I Need Help With Some of the Stuff?

We work with a lot of home buyers who are either downsizing their homes, moving into assisted living, or selling a home they have inherited. They have a few things they want to take but for the most part, they have a house full of stuff that needs to be sold, donated, or just plain thrown away. We can take care of it all, although we have had a few sellers who have inherited and needed to go through EVERYTHING first because they kept finding money, information on unknown accounts, and other valuables that their mother had tucked away in every drawer, pocket, and shoe.rnrnRest assured if we do find Grandma’s long-lost diamond ring, we will give you a call.

What Does It Cost, Do You Have Any Fees or Commissions?

There is no money out of your pocket. All fees are paid by us (we get it back when we sell the rehabbed house to another buyer).

Do You Really Pay A Fair Price for Properties?

Yes, we do pay fair prices. But please keep in mind that there is a difference between a fair price and market value. If the house needs a lot of work, we take the market value of the house and subtract all the costs of repairs needed. This adds up to our fair price. In some special cases, we can present highly competitive offers at market value. However, in those cases, we can’t pay all cash. Instead, we might ask for seller financing or we might take over your current mortgage.

My House is In Terrible Condition, Will You Still Buy It?

We buy homes in Kansas City in any condition good or bad. We primarily buy to fix them up, so the more room for improvement, the more attractive your house is to us. So, Yes, absolutely! We’d love to buy your house even if it is in bad shape, and you may be surprised by how much we will offer for your house! Just fill in our form and see how much we will offer you in cash for your house in KC!rnrnNote when we say We Buy Houses in Kansas City or in KC, we mean the entire Kansas City Metro area.

How Many Houses Do You Buy? What do You Do with Them?

We get this question – all – the – time!!rnrnWe buy a lot of houses. Our goal is to buy, renovate, and resell about 5 to 10 houses a year. Some years we do less and other years we buy way more. And what do we do with them? Simple. We buy them, rehab them and sell them again at a profit. Our home renovations bring new life to neighborhoods. Good for the people, good for the economy, good for everyone!

How Do I Get Started with My Cash Offer?

Getting started is easy. Simply visit our website at www.kcmoHomeBuyer.com, fill out the form, then wait for our call or email.:

Help, I’m behind in my mortgage payments in Kansas City

When you fall behind in your mortgage payments on your Kansas City home, it can feel like you’re drowning in debt.

Even if you’re able to make your monthly payment, catching up on a past due balance can be an overwhelming challenge.

There are a few options that can help you to avoid foreclosure in Kansas City and maybe even keep your house, even if you’re seriously behind in payments. Lots of properties in Kansas City have been lost to foreclosure, but there are many ways to avoid it.

1. Bankruptcy:

If you’re being crushed by lots of debt, bankruptcy can be a good way to negotiate with lots of lenders at once. And if you are facing foreclosure on your [market-city] house, filing for bankruptcy can slow things down a bit. It’s a lot of work, and it won’t help you avoid your mortgage and should be a last resort. Different lenders will treat your circumstances in unique ways. You’d benefit from serious professional help – the best you can afford.

2. Defer Payments

This has been in play for years and since the pandemic with a moratorium on

3. Negotiate with your bank:

Lots of lenders routinely offer some level of assistance. You have to work hard at it, but you might be able to get your interest rate reduced or a temporary reduction in your payment.

Most of the time, lenders will want to steer you to refinance your loan – but by the time you’re a few payments behind, you probably don’t qualify for a reduction in interest rate.

You have to work really hard to negotiate with a bank. Usually, it takes lots of calls and the patience of a saint to get through the bureaucracy. Never, ever act rude. Ask for help from everyone you speak with, but don’t sound desperate. Explain your situation, offer supporting documents, and reassure the bank that you want to live in your home for the long term.

If you’re in need of a temporary fix and want to stay in your home, most banks can be forgiving. Sometimes they’ll be willing to add a few months of payments back onto the primary balance of your loan. It’s all dollars and cents to them, so remind them that you need their help to give them a lot more money in the long run. If they have to sell your house at a foreclosure auction, they’ll take a huge loss.

That sounds obvious, but for some reason, bankers seem to forget it when saying no to someone in need of help.

5. Sell the Home:

If you’re behind in your payments it’s time to take a good hard look at your finances. The previous options are great if you had a minor setback and need a bit of help to recover. But if the setback is not minor and you are in over your head and are going to continue to struggle to make payments, then it’s time to consider selling the home.

We have numerous articles here on our blog about how we buy houses in Kansas City, pay cash and close fast. We also have quite a few articles on how to seek out a good Realtor. If your home is in excellent condition and a desirable location, then reaching out to a good Realtor to help you sell is an excellent option. (If you need help finding a good Realtor, we can recommend one to you.) With a great house and location, a Realtor can often help you sell fast. And if you owe more than your home is worth, many Realtors today can help you navigate negotiating a short payoff with the bank.

If your home is in less than perfect condition or might have some location problems, you may be better served by working with a private investor, like Scott here at kcmoHomeBuyer to see what he might be able to offer you with an all-cash offer or possibly taking over your payments.

We work with homeowners in Kansas City to find solutions to foreclosure problems. One of the fastest solutions is to sell the property to us. But we have team players that are also experts on refinancing and negotiating with your lender.

We’ll let you know how we can help.

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“Closed on my Schedule”

I loved working with Scott and the team at kcmoHomeBuyer. I was downsizing my house and moving to something smaller. Timing was everything and since I am not handy doing all the little things the realtor wanted me to do was not going to happen. They made an acceptable offer for my house, even took the stuff that I could not move to my new place and closed on my schedule so the timing worked out.

~ Savanah A from Gravois Mills, MO

Help, I’m behind in my mortgage payments in Kansas City!