5 Documents You Need When Selling Your House in Prairie Village

5 Documents You Need When Selling Your House

Need to sell your house in Prairie Village? Things will move along much more swiftly and smoothly if you are prepared from the start by organizing all of your documents.

Paperwork is a given during legal transactions and it’s no different when you’re selling your house in Prairie Village. You’ll want to have the following 5 documents in hand, which are ordinarily required in the home selling process before you put your property on the market.


For a legally binding contract and the ability to settle any disputes after closing, be certain it is signed by both parties. Details on this document for your Prairie Village house need to include, the closing date, price, date of occupancy. Additionally, add any conditions for termination as well as inspection dates. Out of state buyers necessitate your being aware that a uniform Commercial Code governs commercial transactions that cross state lines.

If you work with a Realtor to sell your house, they will utilize a standard contract from the local board of Realtors. If you work with a local cash home buyer, like kcmoHomeBuyer, they will provide a contract for you to review and sign, please be sure to take a look and make sure you understand it. And if you decide to sell on your own for sale by owner, you can hire a local attorney or possibly reach out to a local title company to see if they might have a standard real estate contract.

Disclose! Disclose! Disclose!

A property disclosure will detail any known defects or malfunctions on the home. Failure to do so can lead to legal entanglements and expenses when selling your house in Prairie Village. 

So if you know the house has termites, don’t cover it up. If you know the foundation is falling in, don’t hide it behind boxes. What ever you know, tell the next buyer and do so in writing if at all possible.

Warranty Deed

The deed to your property designates the legal ownership and must be presented to the buyer for careful review. The deed for your house in Prairie Village must be transferred after the sale to the name of the new owner.

Now the average home seller does not have their deed locked away in a box. What they do instead is reach out to the local title company who will send a person to the local recorder of deeds office – or they might log into this office via the internet. They will then research your home to see what documents have been recorded against the house: Mortgages or Deeds of Trust, Liens, Quit Claim Deeds, ect. They can then determine if the title to the property is free and clear so you can sell it or if there are parties that must be paid off or found so they can sign off on the sale of your home.

While most sales go off with out a hitch, here at kcmoHomeBuyer, we have found that about 1 out of every 10 sales we work on has some sort of glitch. Some old loan that has been paid off that was never released. Or some change of ownership that was not quite recorded correctly. Or something that needs to be worked out. We work with our sellers to help find the best way to get these problems resolved.

The title company will prepare a new Deed from you to the buyer and record it in public record on behalf of the buyer and seller and provide both with either the original as everything gets recorded electronically these days or a certified copy of the original.


The promissory note, obtained from the buyer, is a contract written to clearly outline the rights and duties of the parties, which must be signed and dated. For buyers who are purchasing through non-conventional means this is extremely important, as it enables using the seller as the financer, with the property itself acting as the security for the loan. This document should outline the amount of money to be paid, the date to be paid, or detailing the installments to be paid to the holder or payee.

Again our average home seller who owes money on their house do not have this promissory note tucked away in a drawer. Instead they have their monthly statement from their lender or the servicer of their loan with a phone number and an account number for people to call. This will need to be provided to the title company along with a form giving your lender permission to talk with them. They will call and ask for a payoff of your home.

Settlement Statement

HUD Laws now require very specific details of the transaction to be outlined in a closing or settlement statement, especially if the buyer is getting a loan. In most of our transactions, the title company provides this statement to both the buyer and the seller outlining how all the money in the transaction moves. Be sure to review it carefully and ask questions. You can call the title company or if you are working with us, give us a call and we can walk you through the different line items so you know and understand the document.

Ready to close on the deal? When you sell to us, our team will help you with the 5 documents you need when selling your house in Prairie Village. Give kcmoHomeBuyer a call at (816) 408-3600 or send us a message at any time!

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