What Should I Budget for if I Sell My House on My Own in Raymore

What Should I Budget for if I Sell My House on My Own in RaymoreYou’ve decided to sell your house on your own, and you realize there will be some costs involved. So, wisely, you’re now asking: “What should I budget for if I sell my house on my own in Raymore?”

The answer may surprise you.

It is true that home prices are rising in quite a few markets nationwide. It may also be the case that your home has appreciated considerably over the years. But before you count your profits, you’ll need to factor in these obvious and not-so-obvious costs of selling your house.

What Should I Budget for if I Sell My House on My Own in Raymore

Realtor Commissions

Let’s get this one out of the way right off the bat. A lot of sellers think that in a hot market they can sell a house themselves and thus avoid the standard commission fees. This is true if no agents are involved.  For example, you sell directly to us.  No buyers or sellers agent, just a direct sale.  No commissions.

But often times, when a seller puts a home up for sale by owner, a real estate agent, representing a buyer, will bring the offer and they will want you to pay them some commission OR they will want to add their commission on top of your sales price.

Closing Fees

These are a bit tough to get around no matter how you sell.  In Kansas City, it is typical for the seller to pay for title insurance plus some basic fees to a title company for their work, recording fees and the like.  We have seen these as little as $500 and up to about $1500, it all depends on the price of the house.

Some of our competitors advertise that they will cover all fees.  But they just budget for them in their offer price and often they lower their price by more than what the fees will actually be because they are not sure.  We prefer to let our sellers pay their side of closing and we as buyers pay our side of closing, allowing us to make an offer without consideration to fees, which is typically going to be a bit higher for you.

There are other fees involved as well that are called prorations usually of taxes and homeowner association dues and then any costs in paying off liens against the property.


Most buyers aren’t interested in a house that has problems – and most houses have some kind of issues. Most of the time, most sellers have to do some repairs before they put their house on the market. And if the maintenance has been allowed to lapse, these repair costs can be fairly substantial. A new roof, for example, can set you back by as much as $20,000.

When you sell to us, we make an offer based on the current condition of the property and we take on the responsibility of making any repairs after we close.


Curb appeal is of utmost importance: it’s what gets potential buyers to stop and then come in the door. And landscaping is the number-one improvement that most enhances curb appeal. The cost of a thorough, full-blown landscaping job performed by a professional landscaping service runs, on average, just a little over $3,000.

Staging and Photography

Many people – when asking, “What should I budget for if I sell my house on my own in Raymore?”  – often neglect to factor in this expense. But if you don’t want your house to sit on the market for months on end, you probably shouldn’t neglect staging and professional photography.

Staging involves setting up and arranging your home so that it appears as appealing and inviting as possible. And then to display the staging in online listings, which is where a large percentage of buyers begin their search, you will likely need some professional photos, ranging in cost from $500 to $1,000.


If you plan to move out of your current house into a new home, you can’t just shut the utilities off in the home you vacate and intend to sell. Buyers absolutely do not want to walk through a cold (or sweltering) and dark house. (Also keep in mind that if you turn off the electricity and air conditioning during the summer, you run a high risk of developing a mold problem.) So, at the least, you will need to keep the electricity on and probably the gas as well in the wintertime. If the house is one you’ve been living in, then you already know what it will cost you to keep the utilities on.

Capital Gains Taxes

And then there are capital gains taxes. If your house has appreciated quite a bit, you may have to pay this tax (which is based on the difference between purchase and sale prices, minus the cost of documented improvements). There are, however, some pretty generous exemptions, but just bear in mind that Uncle Sam may take a cut.

So if you’re wondering, “What should I budget for if I sell my house on my own in Raymore?” you now know the answer is . . . quite a lot, actually.

But we can offer a fast, easy solution that may allow you to keep more of the sale price. Contact us by phone at (816) 408-3600 or fill out the form to discover more.

Fantastic Experience . . .

..Scott was great working me through the entire process. His patience, availability and willingness to answer my questions were greatly appreciated.

Get More Info On Options To Sell Your Home...

Selling a property in today's market can be confusing. Connect with us or submit your info below and we'll help guide you through your options.

Sell My House Kansas City

Get a fair, all-cash offer for your house and get the peace of mind knowing our firm offer does not change just before closing.
  • I agree to be contacted at the number provided. I understand these calls or texts may use computer-assisted dialing or pre-recorded messages.

  • This field is for validation purposes and should be left unchanged.