We are the Tuckers – Kim and Don. We started kcmoHomeBuyer over 20 years ago and along the way, we were joined by our Son Scott. Plus we have a great team that we work with including our title company, our contractors, and a bunch of people that help us along the way.rnrnOur “About Us” page on our website will give you a much closer look at who we are and what we are about. Take a second to visit that page now so you can make our acquaintance. We have been in business for over 20 years, we are honest, and we think fairly nice people.

We Pay Cash For Houses in Kansas City and surrounding areas. The simple answer is that we buy in most locations and in any condition. We offer an alternative to the hassles of the traditional real estate agent listing. We offer options for those with less than perfect houses, those that are working on condensed timelines, or people who just want to avoid all the things that come with a traditional listing including the expenses of the commission and the hassle of people, inspections, and repairs.rnrnAnd because we are also licensed agents we can offer you more options than the average cash home buyer or even the average real estate agent.

Is A “We Buy Houses” Company Right For Me?

We are not desperate to sell our home in Kansas City, nor are we in a hurry! rnrnWhile we certainly do save time, we have found that the majority of sellers we have purchased houses in Kansas City from were not desperate to sell (at all). They were not trying to save themselves from foreclosure. Most of our sellers went with us simply because they just don’t want to deal with repairs, constant walk-throughs, or any hassle one experiences selling a house the traditional way. Some had already tried to work with a real estate agent and it didn’t work out.rnrnWe offer a great option to consider when you want to sell quickly or with ease because we buy houses in any condition, as-is, and we have the knowledge and the team to work through just about any circumstance. It doesn’t cost you anything for us to take a look and see how much we can offer for your home in KC. We can tell you if listing your house in the traditional manner would be a better choice. We offer all your options, completely free, without any obligation. You have everything to gain.

Will Cash Home Buyers List My House On The MLS?

Our intent is to buy your house in cash, rehab it (if there is any work that needs to be done), and sell it again at a profit. We have many solutions to buying your house, including seller financing, wholesaling, and of course buying it for cash. All this ensures you will get your house sold fast!rnrnBut because we are also licensed agents, and we have several vetted agent friends, we can offer you the MLS listing option when it better fits your needs. Sometimes that option will be with Scott our in-house agent and sometimes we will connect you with one of our very experienced top real estate agents.

How are you different from a real estate agent?

he average real estate agent will not actually buy your house. Agents will list and market your house on the Multiple Listing Service (MLS), in hopes a buyer will be interested. Agents charge commissions and fees. Listing your house in Kansas City with an agent means you pay closing costs, and title fees, and have to tolerate countless walkthroughs while the house is on the market which can sometimes be a long time.rnrnWe are just a small family team with the cash and connections to other cash buyers interested in buying houses to rehab them and put them back on the market for sale for a profit. We are cash buyers and investors. We are the ones actually buying your house. When we buy your house, you skip the entire hassle of the “agent” process and jump immediately to the offer and closing on the property you have for sale in Kansas City. When we buy your house, we cover the conventional expenses associated with selling a house like closing costs and inspections. And the most notable difference is that we do not charge you any fees or commissions when we buy your house. As mentioned, we skip the entire “agent” process.rnrnBut, if you find an agent and the whole listing process would be a better fit, even after the work, time, closing costs, and commissions, we are here to help.

How Does It All Work, How Can You Help?

Simply tell us a little bit about your house. We will use this information to complete a market analysis of your house that along with our notes from our walk-through, will be used to present you with an all cash offer. After you accept that offer, we take care of the rest of the short process, and you receive your money at closing.

What are My Obligations After I Talk to You?

There are no obligations, at all.rnrnWe understand that you have options. We know there are people out there eager to scam you, and eager to take advantage of you and your situation. To distinguish ourselves from those, we make sure you know there is no pressure, no obligation.rnrnYou truly and absolutely have nothing to lose. We make you an offer and if you accept the offer, great! You will get your cash quickly. If you do not accept the offer we will do our best to guide you in the right direction.

Do I Need To Clean My House Before I Move Out?

Not only do you not need to clean your house before you move out, but you also don’t even need to straighten it up before we come to look at it. Don’t worry about anything. We’ve seen way worse.rnrnJust take whatever it is you want to take and leave the rest. Food in the fridge, been there. Clothes on the floor, done that. Assorted furniture, the charities we donate to love furniture. Heck, we’ve cleaned out all sorts of things, including a frozen turkey and even a 65 Mustang. Believe me when we say, we have seen it all. So why not make things easier and just take what you don’t want to part with and let us deal with the rest? If we find anything we think you didn’t mean to leave behind, we’ll reach out and let you know.

What if I Need Help With Some of the Stuff?

We work with a lot of home buyers who are either downsizing their homes, moving into assisted living, or selling a home they have inherited. They have a few things they want to take but for the most part, they have a house full of stuff that needs to be sold, donated, or just plain thrown away. We can take care of it all, although we have had a few sellers who have inherited and needed to go through EVERYTHING first because they kept finding money, information on unknown accounts, and other valuables that their mother had tucked away in every drawer, pocket, and shoe.rnrnRest assured if we do find Grandma’s long-lost diamond ring, we will give you a call.

What Does It Cost, Do You Have Any Fees or Commissions?

There is no money out of your pocket. All fees are paid by us (we get it back when we sell the rehabbed house to another buyer).

Do You Really Pay A Fair Price for Properties?

Yes, we do pay fair prices. But please keep in mind that there is a difference between a fair price and market value. If the house needs a lot of work, we take the market value of the house and subtract all the costs of repairs needed. This adds up to our fair price. In some special cases, we can present highly competitive offers at market value. However, in those cases, we can’t pay all cash. Instead, we might ask for seller financing or we might take over your current mortgage.

My House is In Terrible Condition, Will You Still Buy It?

We buy homes in Kansas City in any condition good or bad. We primarily buy to fix them up, so the more room for improvement, the more attractive your house is to us. So, Yes, absolutely! We’d love to buy your house even if it is in bad shape, and you may be surprised by how much we will offer for your house! Just fill in our form and see how much we will offer you in cash for your house in KC!rnrnNote when we say We Buy Houses in Kansas City or in KC, we mean the entire Kansas City Metro area.

How Many Houses Do You Buy? What do You Do with Them?

We get this question – all – the – time!!rnrnWe buy a lot of houses. Our goal is to buy, renovate, and resell about 5 to 10 houses a year. Some years we do less and other years we buy way more. And what do we do with them? Simple. We buy them, rehab them and sell them again at a profit. Our home renovations bring new life to neighborhoods. Good for the people, good for the economy, good for everyone!

How Do I Get Started with My Cash Offer?

Getting started is easy. Simply visit our website at www.kcmoHomeBuyer.com, fill out the form, then wait for our call or email.:

Selling your house in Blue Springs? While the market is hot and houses are selling quickly, there is still no guarantee, nor any way to estimate when the sale of your home will actually close. Or if it will close!

We’ve had it happen several times when selling a house, all appraisals, inspections, repairs, and renegotiations are done. All that left is for everyone to go to closing and at the last minute, the transaction falls apart.

When Your Buyer Backs Out

So what can you do if at the last minute your buyer falls through. It’s a big let down when you believe you’ve sold your home and moved forward with plans for your new home. While it doesn’t happen often, it’s wise to be aware as you enter the real estate market, of the many reasons a buyer falls through and what, if anything you can do to avoid it.

Sometimes, the lender will run a last-minute credit report on the buyer to find that suddenly their credit has changed and for at least one of our transactions, the lender backed out and would no longer make the loan. Another time the buyer lost their job the day before closing and just didn’t buy. Another time, the buyer had a heart to heart talk with God the night before closing and decided to back out (True Story, We Can’t Make This Stuff Up). And in the past year, we had a pre-approved buyer that the lender said they would fund, but at the last minute they changed their underwriting guidelines and the borrower no longer qualified.

Backing Out

Once upon a time we had a buyer call us 10 minutes before they were scheduled to close. Everything was ready. But this buyer told us that after a heart to heart talk with God the night before that he changed his mind. (This really did happen.)

It’s especially disheartening to learn that a buyer backed out because of buyer’s remorse. Sadly, there’s nothing you can do to save the deal for this reason. The buyer will typically forfeit their earnest money deposit, and any money they have spent on appraisals and inspections, but at the same time, you are out whatever you have spent getting the house ready to close and all your time and holding costs.

In this situation, you are pretty much back at square one and will have to start marketing the house again. And now when you start marketing it again, any inspections you now have in your posession are now disclosable to any new potential buyers. And if you have already moved out you might be now stuck with 2 house payments or house payment and rent or possibly you can’t close on your new home purchase.

Credit Changes

Most lenders will work all the way through the approval process for the person getting the loan and then the day before or the morning of closing they will run a last minute credit report. The lender does not want to be in a position of the buyer doing some things to temporarily raise their credit score that then falls off a few months later. What we see happen is the buyer is all excited for the new house and goes out and orders and pays for a bunch of new furniture to be delivered the day of closing, it lowers their credit score and suddenly the lender backs out.

There is not a lot you can do in this situation other than try see if the buyer can find more money to still get the loan, possibly change lenders which will cost time, or cancel the contract and start over.

Unqualified

Just this past year we had a lender change their underwriting guidelines at the very last minute. So the offer from the prequalified buyer we had accepted, had a buyer that no longer qualified and was not going to close.

Now if you are selling you will always want to find a buyer that is pre-qaulified for a loan. This means the lender is ready to work with them, having verified their credit and ability to afford the down payment and all of the costs associated with the transaction. While this will limit the number of buyers who pass through your the door when you are selling your house in Blue Springs, it is in your best interest.

But it is not a 100% guarantee of success. In the case of this buyer, their agent attempted to find an alternative lender and ask for us to extend the closing by another 30 days to do so. We gave them 5 days to find a new lender, but they were unable to do so. After almost 60 days of working with this buyer, with 60 days of holding costs, we had to start over and find a totally new buyer.

Inspection

It’s advisable to have an independent inspection done by a professional when you’ve decided it’s time to sell your Blue Springs house. In any event, when you’ve found a buyer using conventional financing, you can be certain there will be an inspection. Depending on the age and condition of your home, failing the inspection is a deal-breaker. Be aware whether you hire professionals or are capable of doing the work yourself, you’ll need to invest even more in the property in time, money and all of the headaches repairs bring.

And keep in mind if the buyer backs out because of inspection items, you now, by law have to disclose those items to all new buyers. It may be in your best interest to try to work with your current buyer, who at least liked the house and find a way to make the repairs needed or adjust the price down. This will not always work, but sometimes it might.

Low Appraisal

We had this happen this last year on the house we were actually buying for ourselves. We were moving into one of the houses we had bought and fixed up and the appraisal came in $60,000 less than what we thought it should.

Should the house you’re selling in Blue Springs fail to appraise for enough to meet the desired loan to value (LTV) ratio of the lender, the loan will be denied. We were able to appeal the appraisal and they came up some, but not enough and we as the buyers of our own house had to decide, did we want to bring more money to the table to get the loan? Another option when a house does not appraise for enough is for the seller to lower their sale price.

One way to have a very realistic picture of what you will be able to sell for would be to have your home appraised before you sell it. But it’s not a guarantee.

Starting Over

This seems to be the main course of action when the buyer backs out at the last minute. Sure there may be a few options of working with the current buyer to save the transaction, but quite possibly at a lower price. But more often than not, when the buyer backs out you are just out the time and money spent on marketing the house, finding the buyer, and making inspection repairs. And now you are back at square one in finding a new buyer.

But what if you have your own house purchase depending on that sale? Or if you have already bought a new house or moved into a rental property? What if you have financial obligations depending on that sale and you don’t have time to spend another 30 days marketing and 45 days in the closing process, what are some other options.

If you are finding yourself facing time restrictions, don’t want to invest even more into your property, or you want to simplify the process of selling your Blue Springs house, one thing you can do is to consider a direct sale as your exit strategy.

Wanting to avoid such an awful experience and all of the emotional turmoil that’s attached is understandable. Want to know the best way to avoid your sale falling through? Sell directly to kcmoHomeBuyer. Send us a message if you have any questions today!

Request a FREE, No-Obligation Consultation

You can trust our firm offer will not change before closing, and you won’t be hit by any of those surprise fees. We’ll be there to walk you through each step of the sale.